Terms and Conditions
1. Who these terms are between
These terms are between Divitiae Health Pty Ltd trading as SZC Coaching ("we", "us") and the person or entity named on the enrolment form ("you"). You accept these terms when you tick the agreement box on the enrolment form and make your first payment.
2. Programs and fees
| Program | Fee | Term | Payments |
|---|---|---|---|
| Kickstart | $750 + GST | 3 months | One payment upfront |
| Acquisition Mentorship | $1,000 + GST per month | 6 months | 6 monthly payments |
| Deal Acquisition | $2,100 + GST per month | 6 months | 6 monthly payments |
| Takeover & Build | $3,300 + GST per month | 6 months | 6 monthly payments |
What each program includes is set out on the pricing page at the date you enrol. All amounts are in Australian dollars. GST is added at the current rate and shown on your tax invoice.
3. Payment
- Your first payment is taken when you enrol. Monthly programs are then charged automatically on the same day each month until all 6 payments are made.
- Payments are processed by our payment provider. By paying you authorise the recurring charges for your program. We do not store your card or bank details.
- If a payment fails we will let you know and try again. If a payment is still unpaid 7 days later we may pause sessions until it is paid.
- A tax invoice is issued for every payment.
4. Minimum commitment and cancellation
- Monthly programs have a minimum commitment of 6 months. By enrolling you agree to pay all 6 monthly payments.
- If you need to stop early, talk to us. We may agree to pause your program for an agreed period, or to end it early on terms we agree in writing.
- After the 6 months you can continue month to month on terms we agree with you. Nothing renews automatically.
5. Moving between programs
You can move up to a higher program at any time. The new monthly fee applies from your next payment date and a new 6 month term starts from the date you move up.
6. Sessions and communication
- Sessions are held online and booked through our calendar. Please give at least 24 hours notice to reschedule. Sessions missed without notice may not be rebooked.
- WhatsApp access is for questions and accountability between sessions. We aim to reply within one business day.
7. Partners and other professionals
- Deal Acquisition and Takeover & Build include buyer advisory from an independent acquisition advisory partner. Part of your monthly fee is paid to that partner for their service. They may ask you to accept their own terms.
- We can introduce you to solicitors, accountants, brokers and other specialists. They are independent of us and engage with you directly. Unless we tell you otherwise in writing, their fees are not included in your program fee and you pay them directly.
- We may receive a referral fee from some partners we introduce. We will tell you when that is the case.
- In Takeover & Build, hiring and other resources are quoted to you first and billed separately.
8. What we do and do not provide
We provide coaching, mentoring and general business guidance. We are not your lawyer, accountant, financial adviser or business broker, and nothing we provide is legal, tax or financial advice. Decisions to buy, finance or run a business are yours. Get independent professional advice before you commit to a purchase.
9. Results
We will work hard with you, but we cannot promise that you will find, buy or grow a business, or reach any particular financial result. Outcomes depend on the market, the deals available and the actions you take.
10. Confidentiality and materials
- We keep the information you share with us confidential, except where we need to share it with a partner or professional you have agreed to work with, or where the law requires it.
- Our frameworks, templates and materials remain the property of SZC Coaching. They are for your own use and must not be shared or circulated.
11. Privacy
We collect your details to deliver your program, issue invoices and keep in touch with you. We handle personal information in line with the Australian Privacy Principles.
12. Liability
Nothing in these terms excludes your rights under the Australian Consumer Law. To the extent the law allows, our total liability to you is limited to the fees you have paid us under these terms, and we are not liable for indirect or consequential loss, including loss of profit or opportunity.
13. General
These terms are governed by the laws of New South Wales. We may update these terms for future enrolments; the version you accepted applies to your current program. Questions about these terms can be sent to sergio@changinghabits.com.au.